Author Archives: Tom

About Tom

Tom Morrill founded The Morrill Insurance Group in 2004 and is dedicated to serving Kansas City and surrounding area residents with integrity and knowledge. We specialize in providing personal service to help individuals, families, and small businesses evaluate, purchase, and manage their insurance needs. We represent several top insurance providers, so we can shop the market for the plan that's right for you. We're independent, which means we're committed to looking after your best interests. And, for a given health insurance plan, and a given individu al or group, you won't find a better price anywhere else.

Open Enrollment is here!

Posted on November 6, 2015 by Tom

Has your carrier increase your premium by over 12%?  It is likely.  Have your carrier changed your network?  It is likely but probably not obvious to you.  Has your carrier cancelled your plan?  It is likely. We are a personal … Continue reading →

Posted in Heatlh Care Reform, Affordable Care Act or Obamacare | Comments Off

Will you qualify for a health insurance premium subsidy on January 1, 2014?

Posted on July 1, 2013 by Tom

Starting January 1, 2014, nearly all Americans are required to purchase and maintain a health insurance policy which meets certain coverage requirements.   If your family income is at or below 400% of the federal poverty level, you will qualify for some … Continue reading →

Posted in Heatlh Care Reform, Affordable Care Act or Obamacare | Comments Off

Individual Mandate Q&A

Posted on June 15, 2013 by Tom

Overview Beginning in 2014, the Affordable Care Act includes a mandate for most individuals to have health insurance or potentially pay a penalty for noncompliance. Individuals will be required to maintain minimum essential coverage for themselves and their dependents. Some … Continue reading →

Posted in Heatlh Care Reform, Affordable Care Act or Obamacare | Comments Off

Poll: Aging Americans in denial about long term care needs

Posted on April 24, 2013 by Tom

Are you over 50? Have you or known someone that had to provide extended care for a family member? How did it change the family dynamics? How did it impact your ability to earn a living? Husbands generally don’t think they need long … Continue reading →

Posted in Long Term Care or Extended Care | Comments Off

Is your Group Health Insurance plan renewing now?

Posted on November 11, 2012 by Tom

All across the country, thousands of group health insurance plans are in their open enrollment period.  This means, your employer has presented you with your health insurance options for the upcoming year.  Often you are asked to select a new plan,  accept … Continue reading →

Posted in Group Health Insurance | Comments Off

Morrill awarded CLTC – Certified in Long Term Care

Posted on October 21, 2012 by Tom

Press Release: October 20, 2012 Thomas D. Morrill of the Morrill Insurance Group has been awarded a professional degree in the field of long-term care, Certified in Long-Term Care (CLTC). The program is independent of the insurance industry and focuses … Continue reading →

Posted in Long Term Care or Extended Care | Comments Off

Health Insurance Costs Making you Mad?

Posted on April 3, 2012 by Tom

Are you self employed or a sole proprietor? If so, you have probably experienced the hassle and frustration of buying your health insurance and the fact that premiums continue to rise.  What can you do?  My first suggestion is to … Continue reading →

Posted in Individual or Family under 65 | Comments Off